Bottomline Technologies (DE) Inc., formerly Bottomline Technologies (de), Inc., provides cloud-based payment, invoice and banking solutions to corporations, insurance companies, financial institutions and banks worldwide. The Company's solutions are used to streamline, automate and manage processes and transactions involving global payments, invoice receipt and approval, collections, cash management, risk mitigation, document management, reporting and document archive. It offers hosted or Software as a Service (SaaS) solutions. It offers SaaS-based legal spend management solutions that automate receipt and review of legal invoices for insurance companies and other corporate consumers of outside legal services. The Company operates a cloud-based network. The Company operates in three segments: Payments and Transactional Documents, Banking Solutions and Outsourced Solutions. In January 2014, the Company acquired Rationalwave Analytics, an early stage predictive analytics company.